Jingdezhen porcelain is the strength of local enterprises

Published: 16 May 2009 02:57:27

Chain is still money to enlarge and strengthen a number of attempts of the Jingdezhen Ceramic enterprise's weakest link.

In an article not long ago, so I mentioned a story.

A few years ago, one out of the Governor of the Bank in Jingdezhen ago told me that he is most regrettable that there is no business to Jingdezhen ceramic lending a penny, which is that he regrets at the same time, the most fortunate - 1997 years, I Jingdezhen Ceramics Co., Ltd. in an interview, when the banking industry insider has disclosed to me that this so-called "daily-use porcelain production aircraft carrier"enterprises in the transition period, carry an enormous cost of credit. "We can not be released to recover their loans, even a carrier on the rivet."

I said at the time: a similar case, a direct result of the financial industry in Jingdezhen ceramic industry of "arm's length."

This is not Jingdezhen government or business's fault, but the pain system.

Jingdezhen, the southern end of South Plaza, recently Tim has been a white elephant, is responsible for protect just move from the Jingdezhen City Credit Union (hereinafter referred to as: the city agency letter). Origin of the white marble Sichuan, Fujian, after carefully pondering the mason, a stone cold will have a life, it is extremely fit the original intention of the designer: In the wild elephants in the financial industry, as a local bank letter of the city agency, but also their own exclusive Moisturizes and weight.

The so-called "Da Yin Xi Sheng, invisible elephant."

Such a comparison in Jingdezhen city in particular, the specificity of the industrial structure to bring its financial needs two things: First, all the people of the high proportion of business there, and the other is a high degree of civil society active in lending practices. I think this is the existence of urban credit cooperatives in Jingdezhen and a prerequisite for the development of the most adequate. It is because of recognition of this point, the local authorities the right to be so heavy that the city is still to turn the efforts of commercial banks and urban credit cooperatives.

"And you recently, and your family", which is the city agency with the letter slogan symbiotic LOGO.

In the financial industry, "", the urban credit cooperatives are the most grass-roots, which from the earliest are those well-known families of state-owned commercial banks employment arrangements, "the third" letter city's history, the reform of basic and Jingdezhen open simultaneously, after almost 22 years of wind and rain, it has been successfully grown in stature to become the Government-controlled local banks. "And you recently, and your pro-" It's eight words, not only the letterRoad's class attribute, but indicate the functions of its attributes.

- Services for small and medium-sized

- To serve the public

- Economic development services for Jingdezhen

Reference to domestic commercial banks in some places the experience of development, urban credit cooperatives involved in the local financial services in the process, the most in need of a breakthrough the bottleneck is the image of their own problems, has been developed with other commercial banks are un compared City Club is indeed the letter can be "little sprout" to describe the problem seems inherent strength.

How to solve this problem? Jingdezhen became the primary survival of urban credit cooperatives.

Thinking on the people's point of view, in fact, this is a very real torture. For example, what should I have my personal financial account up to a 22 years living in someone else's bank under the eaves? Similar confusion, and may even appear in the enterprise itself, the city's staff a letter, especially those business elites, it is difficult to convince the people in the face of the corporate image at the same time, we must also live the resistance from the temptation of other commercial banks.

Members of the public in how to build a trusted, it is entrusted to the image of the bank?

How to make the staff a sense of belonging?

In short, how to improve the city's cohesion letter? This is the place become urban credit cooperatives in the local commercial banks prior to the completion of homework.

From this point of view of the city agency believed the move not long ago, you will find that the decision-making enterprise in which many of the care and thought. It is worth emphasizing that in particular, they establish a strong corporate image at the same time, still do not forget the most important services. For example, that can accommodate more than 200 multi-purpose conference room, has been and will be taken into account some customer needs; and the center does not come cheap room, it is believed a substantial increase in the city's financial safety factor ... ...

It is reported that in 2008 a letter for the City Club is a year of breakthrough.

Government 520 acres of commercial land use, replacement of the City Club a letter more than two million non-performing assets, the realization of a city agency letter complete divestiture of non-performing assets; equity payments from more than 5000 million to 150 million holdings; increase in deposits with the industry the third largest city, Jingdezhen 24 billion in total deposits, the city agency letter 2.6 billion accounted for.

There is every indication that it is an elephant walk slowly letter city agency, the use of its move, the interpretation of a "native is power," legendary.